Online money and cryptocurrencies in Estonia

Updated: 25.04.2026
Examples of electronic money transfer systems used in Estonia are presented below.

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2024. WebMoney transfers to euro bank accounts are now available in Estonia



WebMoney wallet owners in Estonia can now transfer funds to a euro bank account (in the SEPA zone). These are WMT cryptocurrency wallets, which allow you to store the USDT stablecoin (or rather, it's pegged to the value of USDT). A formal certificate is required to perform deposits and withdrawals. The system's fee for transactions in WMT is 0.8% of the transaction amount.


2020. Binance Visa cards are now available in Latvia, Lithuania, and Estonia



The Binance Visa Card is now available to everyone in the European Economic Area. Linked to a cryptocurrency account, this card allows users to spend cryptocurrency at over 60 million Visa-accepting locations worldwide. Additionally, the card can now be linked to Google Pay and Samsung Pay. Using the Binance Visa Card means you don't have to worry about fees. We don't charge subscription or maintenance fees, and transactions made in euros are free (third-party fees may apply*). To make using the card even more enjoyable, we offer up to 7% cashback on every purchase you make with your Binance Visa Card. That's the highest rate on the market! The virtual card will be available for use immediately after your application is approved.


2019. PayPal launches peer-to-peer payments in Latvia, Lithuania and Estonia



PayPal is adding a peer-to-peer payment service to 25 European countries, including Lithuania, Latvia, and Estonia. This service offers a solution for users who need to make or receive payments. "Our new service allows you to make mobile and desktop payments in euros, including to friends and family in the EU, at no additional cost, unless it involves currency conversion. No account number is required; an email address is sufficient," said Olga Lonshakova, Head of Sales and Market Development for PayPal in the Baltics and Russia.