Top 10: E-money systems for Eastern Europe
Updated: 19.06.2026
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12
Online/Mobile Payment systems that allow to keep, send and receive money.
1
International e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as cheques and money orders. PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.
2
Reliable online payment service that allows you to make international payments and money transfers securely and with minimal fees. Offers Visa debit card and transparent pricing.
3
Neobank that offers banking services including a prepaid debit card, fee free currency exchange, commission free stock trading, cryptocurrency exchange and peer-to-peer payments. Provides the online acquiring service Revolut Pay
4
Payoneer is a financial services provider that provides online money transfer and e-commerce payment services. Payoneer is a registered Member Service Provider of MasterCard worldwide.
5
Open source P2P money. Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of bitcoins is carried out collectively by the network.
6
Telegram is a messaging app with a focus on speed and security. It’s super-fast, simple, secure and free. Telegram seamlessly syncs across all of your devices and can be used on desktops, tablets and phones alike. You can send an unlimited amount of messages, photos, videos and files of any type (.doc, .zip, .pdf, etc.). Telegram groups have up to 200 people and you can send broadcasts to up to 100 contacts at a time. Be sure to check our website for a list of Telegram apps for all platforms.
7
Paysera is a Lithuanian financial service that provides European IBAN account, to which people can transfer money quickly and easily in many different currencies across the world. Transfers in Europe (SEPA) are FREE OF CHARGE for private clients. Paysera provides Visa card and mobile app for effective money management. Online payment processing for e-shops
8
Popular payment system with a wide range of financial services. High level of security. Provides automated payment acceptance via cards, WebMoney, cryptocurrency, and other payment instruments.
9
Binance Pay is a contactless, borderless and secure cryptocurrency payment technology designed by Binance. Shop with crypto or send crypto to friends and family worldwide. Binance pay is available to all eligible users on Binance.com. Binance Card allows you to convert and spend cryptocurrencies at more than 60 million online and offline merchants worldwide.
10
Crypto wallet app with debet virtual card. Supports all major crypto currencies. Instant transactions and transfers using a phone number
11
Skrill (formerly Moneybookers) is a global e-commerce business that allows payments to be made through the Internet. Our worldwide payment network lets businesses extend their reach globally with over 100 local payment options. We already meet the needs of over 156,000 businesses with everything from a simple one-step integration to a fully-tailored payment solution.
12
Elon Musk's online payment platform. Integrates with X/Twitter accounts. P2P transfers. Integration with Visa. Allows to accept crypto and fiat payments for your business.
Latest news related to rating "E-money systems for Eastern Europe":
Nuvei Acquires Payoneer for $2.75B
19.06.2026
Canadian company Nuvei, which provides a payment acceptance platform for businesses, is acquiring fintech provider Payoneer for $2.75 billion. Nuvei aims to create a cross-border infrastructure for financial transactions, combining its payment acceptance capabilities with Payoneer's cross-border payouts, multi-currency accounts, and banking network, as well as same-day and real-time settlements in more than 150 countries. A key component of this infrastructure is Payoneer's established regulatory framework in major jurisdictions around the world. Payoneer holds numerous licenses and permits, including a license to provide online payment services in mainland China and preliminary approval as a cross-border payment aggregator in India under the Reserve Bank of India's regulatory framework.
NovaPay suspended operations in Europe
04.02.2026
NovaPay payment system has announced that Polish financial regulator KNF has revoked the license of its payment partner, Quicko sp. z o.o. As a result, some transactions with this partner are currently limited, and new customer registrations in the app have been temporarily suspended. All customer funds remain protected in accordance with current regulatory requirements, and access to online wallets is available. However, to avoid possible future access restrictions, NovaPay recommends transferring the remaining balance to another bank account, following the instructions provided by Quicko.
PayPal to integrate its wallet with ChatGPT
31.10.2025
PayPal and OpenAI have entered into an agreement to integrate PayPal's digital wallet into ChatGPT. Users will be able to pay for purchases inside ChatGPT using bank cards linked to their PayPal account or from their PayPal balance. The payment system will provide transaction security, order tracking and return support. The deal makes PayPal the first payment service integrated into ChatGPT and is part of OpenAI's strategy to develop AI-powered e-commerce. The company hopes that users will be able to search and purchase products through the chatbot, much like a personal assistant.
Elon Musk launches xMoney payment system in partnership with Visa
30.01.2025
Elon Musk, one of the co-founders of PayPal, is now launching his own (similar) payment system, called (of course) xMoney. It's linked to an X/Twitter account and allows for peer-to-peer payments, online payments, and acceptance of cryptocurrency and fiat payments. Naturally, all of this works within the mobile app. A partnership with Visa allows for secure and instant deposits to your X wallet via Visa Direct and withdrawals to your bank account. An API is also available for online merchants to easily integrate payments into their system. Musk thus aims to create a fintech service that seamlessly connects fiat, digital currencies, and cryptocurrencies.
Proton launched its own crypto wallet
25.07.2024
Swiss company Proton, known for its secure email, VPN, and storage services, is launching its first cryptocurrency product—the Proton Wallet. Currently, the wallet only supports Bitcoin, but the company plans to add support for other currencies in the future based on user feedback. Unlike crypto exchanges (such as Coinbase, Binance, and Kraken), Proton Wallet is a self-custody wallet, meaning users control their private keys. To send cryptocurrency, you must approve the transaction using a public and private key pair, which the wallet does automatically when you click the send button.
